Recent News & Blog Articles

Catch up on the latest blog articles and news from Lesson Moore…

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Recognition but no cigar at Mendip Business Awards

by Martin Blain | Jun 1, 2018 | Uncategorized

We had an enjoyable evening as part of the Bath & West Show. We were finalists in the Customer Service Excellence award but we were pipped at the post, We'll be...

General Data Protection Regulation (GDPR) update.

by Martin Blain | May 24, 2018 | Useful information

Like businesses and organisations the length and breadth of the country, we've looked at our data handling processes to comply with the new GDPR regulations. We've attended seminars, spent time reading the guidelines on The Information Commissioner's Office website...

Mental health support for your business.

by Martin Blain | Apr 30, 2018 | News

Much as we love to reduce our clients’ premiums this is all forgotten when somebody is unfortunately dealing with ill health and needing to claim. If we can support a client by explaining the insurer’s claims process, then great and if we also have knowledge about how...

Mendip Business Awards 2018, shortlisted “Customer Service Excellence”.

by Martin Blain | Apr 20, 2018 | News

We're pleased to have been notified that we are shortlisted for the "Customer Service Excellence" award in the Mendip Business Awards. This last 12 months we've put a lot of effort into our customer service delivery methodology. We're particularly pleased to see the...

Medical Insurance and the Financial Ombudsman Service.

by Martin Blain | Feb 19, 2018 | Useful information

When I heard that the Financial Ombudsman Service (FOS) was running an event in Bristol aimed at businesses with little or no experience of the service, I was interested to attend. We’ve not had a complaint and we’ll do all we can to ensure that we never give reason...

April Insurance Review

by Martin Blain | Feb 2, 2018 | Reviews

As Independent advisers, we frequently encounter clients looking to save money on their medical insurance premiums. While most clients are reassured by the branding of the “Big Four” insurers Vitality, BUPA, Aviva and AXA, not all of our clients are so familiar with...

Health Insurance Excess Options Explained.

by Martin Blain | Jan 29, 2018 | Useful information

Introduction to Health Insurance Excess Options. Making a financial contribution towards your claims reduces the insurer’s risk and hence your premium. If you choose a health insurance excess of £100 then you are responsible for paying the first £100 of a claim,...

What is the role of the Group Secretary for a medical insurance plan?

by Martin Blain | Jan 5, 2018 | Useful information

What is a Group Secretary? If you have a group medical insurance policy in your company the insurer will need somebody to be the “Group Secretary” for the scheme, this person will be the insurer’s contact and usually the one who deals with the policy renewal. The role...

A peak behind the scenes at Vitality Health

by Martin Blain | Dec 19, 2017 | Reviews

Vitality Health has two services centres, one in Stockport and the other somewhat closer to our Somerset offices in Bournemouth. Vitality has taken delivery of their service proposition very seriously and has made huge strides to deliver improving levels of customer...

Is Freedom Health Insurance right for your company health scheme?

by Martin Blain | Dec 18, 2017 | Reviews

Launched in 2003 Bournemouth based Freedom Health Insurance is a viable health insurance alternative to the recognised brands of AXA-PPP, Bupa, Aviva and Vitality. As it’s rare for a client to have heard of the smaller players, we like to visit them so we make sure...

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More News:

Mental health support for your business.

Mendip Business Awards 2018, shortlisted “Customer Service Excellence”.

New advice on offer for public sector employees to reduce health cover costs

Health insurance specialists Lesson Moore have joined forces with CS Healthcare to now offer advice for people employed in the public sector looking for health insurance. The new partnership allows Lesson Moore to offer more options when discussing new or a renewal...

National recognition at the Health Insurance Awards.

Bristol-based Simon Milner was honoured on Thursday 19 October as a newcomer at a national awards ceremony for the health insurance industry. Shortlisted from a list of UK wide candidates Simon achieved the top three in the newcomer’s section at the Health Insurance...

Joining forces with National Friendly and CS Healthcare.

New providers on board with Lesson Moore Two providers have recently joined forces with Lesson Moore. We now have more options to help us provide advice and quote the best match for your health insurance. National Friendly are Bristol-based independent insurers who...

Simon Milner shortlisted in the Health Insurance Awards.

I'm very pleased to announce that my long time colleague, Simon Milner has been shortlisted with two others for the award of "Best Individual Impact by a Newcomer" in the annual Health Insurance Awards. As a relatively new Private Medical Insurance broker this is a...

Statement from the Association of Medical Insurers and Intermediaries regarding IPT parliamentary petition.

Having seen our IPT Petition brought to an early close as a result of the dissolution of Parliament in preparation for the General Election, and with the subsequent loss of all votes already cast in favour of our petition, we have taken some time to reflect upon our...

The Wild Beer Company, Mendip Business of the Year.

This year Lesson Moore was a finalist in the Mendip New Business of the Year awards. We had a fun evening making far too much noise and introducing ourselves to far too many people. No gong for us this year but we'll be back. The Mendip Awards piggy back on the Bath...

The Association of Medical Insurers and Intermediaries (AMII) to halt Insurance Premium Tax (IPT) parliamentary petition until after the election.

Martin Blain with BUPA CEO Alex Perry at the official launch of the petition. AMII General Secretary, Michael Payne has today confirmed that they will relaunch the petition calling for health insurance to be exempt from IPT after the general election. The petition was...

Punitive Taxes on Private Medical Insurance (PMI) could tip the NHS over the edge.

Those fortunate enough to afford PMI don’t expect sympathy from the wider public at the idea that increases in Insurance Premium Tax (IPT) are going to push up premiums even further. But actually we think we should all care about the government’s favourite stealth tax...

General Data Protection Regulation (GDPR) update.

Medical Insurance and the Financial Ombudsman Service.

Health Insurance Excess Options Explained.

What is the role of the Group Secretary for a medical insurance plan?

A summary of the Underwriting options for Medical Insurance

In health insurance, medical underwriting is the process used by the insurer to assess the risk posed by pre-existing medical conditions. Conditions may be excluded from cover altogether, excluded under certain conditions or completely covered. This article is meant...

How to Switch Health Insurance Companies.

Before you switch health insurance companies you'll need to decide which underwriting method is best for you. There are two underwriting methods by which you can move your health insurance; Re-underwriting Switching Let’s look at each option in more detail; 1....

What is Medical History Disregarded (MHD) underwriting for private medical insurance?

With Medical History Disregarded (MHD), unlike Full Medical (http://bit.ly/2xmUInG) or Moratorium (http://bit.ly/2ixmN9h) underwriting previous medical history is totally ignored and pre-existing health conditions are covered. Sound good? Well, let’s explore how MHD...

Is it better to sit or stand at your desk?

Sitting vs standing: Heart Rate Sitting Heart Rate Standing The peddlers of standing desks associate numerous life changing benefits for standing whilst at work and after several years of use the principal benefit for me is that I get less issues with my back...

What does full medical underwriting mean for private medical insurance?

When you first take out a new health insurance policy either as an individual or by joining your employer’s scheme, there will have some sort of mechanism to exclude pre-existing medical conditions. Unless your employer's scheme has "medical history disregarded (MHD)"...

How to compare Health Insurance. 4 top tips.

The regulator of the health insurance industry, the Financial Conduct Authority has mandated that insurers and private medical insurance brokers encourage consumers to shop around to get a better deal at each renewal. As health insurance is not a simple product how on...

April Insurance Review

A peak behind the scenes at Vitality Health

Is Freedom Health Insurance right for your company health scheme?

What’s so different about a private hospital? A review of the Circle Bath.

We help our clients to save money wherever possible on their premiums but it is when claiming that the wisdom of medical insurance comes to the fore. Ashley Woodrow has never experienced private hospital treatment and so the Circle Bath's Victoria Adams was good...

General & Medical Insurance Review

David Wildman, MD of G&M and Martin Blain, MD of Lesson Moore sharing a light moment. Branding holds immense power over all of us in ways that we sometimes don't really understand, when recommending a health policy from one of the big boys the mere mention of the name...

Sales Account Manager

Location: Radstock Salary: £22,000 - £32,000 (depending on experience) plus commissions and health insurance benefits. This is an opportunity to join a health insurance brokerage based in the Westfield area of Radstock. We are growing quickly and were a finalist in...