Recent News & Blog Articles

Catch up on the latest blog articles and news from Lesson Moore…

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A peak behind the scenes at Vitality Health

A peak behind the scenes at Vitality Health

Vitality Health has two services centres, one in Stockport and the other somewhat closer to our Somerset offices in Bournemouth. Vitality has taken delivery of their service proposition very seriously and has made huge strides to deliver improving levels of customer...

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New advice on offer for public sector employees to reduce health cover costs

Health insurance specialists Lesson Moore have joined forces with CS Healthcare to now offer advice for people employed in the public sector looking for health insurance.   The new partnership allows Lesson Moore to offer more options when discussing new or a...
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National recognition at the Health Insurance Awards.

Bristol-based Simon Milner was honoured on Thursday 19 October as a newcomer at a national awards ceremony for the health insurance industry. Shortlisted from a list of UK wide candidates Simon achieved the top three in the newcomer’s section at the Health Insurance...
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Joining forces with National Friendly and CS Healthcare.

New providers on board with Lesson Moore Two providers have recently joined forces with Lesson Moore.  We now have more options to help us provide advice and quote the best match for your health insurance. National Friendly are Bristol-based independent insurers who...
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Simon Milner shortlisted in the Health Insurance Awards.

I'm very pleased to announce that my long time colleague, Simon Milner has been shortlisted with two others for the award of "Best Individual Impact by a Newcomer" in the annual Health Insurance Awards. As a relatively new Private Medical Insurance broker this is a...
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Statement from the Association of Medical Insurers and Intermediaries regarding IPT parliamentary petition.

Having seen our IPT Petition brought to an early close as a result of the dissolution of Parliament in preparation for the General Election, and with the subsequent loss of all votes already cast in favour of our petition, we have taken some time to reflect upon our...
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The Wild Beer Company, Mendip Business of the Year.

This year Lesson Moore was a finalist in the Mendip New Business of the Year awards. We had a fun evening making far too much noise and introducing ourselves to far too many people. No gong for us this year but we'll be back. The Mendip Awards piggy back on the Bath...
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The Association of Medical Insurers and Intermediaries (AMII) to halt Insurance Premium Tax (IPT) parliamentary petition until after the election.

Martin Blain with BUPA CEO Alex Perry at the official launch of the petition. AMII General Secretary, Michael Payne has today confirmed that they will relaunch the petition calling for health insurance to be exempt from IPT after the general election. The petition was...
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Punitive Taxes on Private Medical Insurance (PMI) could tip the NHS over the edge.

Those fortunate enough to afford PMI don’t expect sympathy from the wider public at the idea that increases in Insurance Premium Tax (IPT) are going to push up premiums even further. But actually we think we should all care about the government’s favourite stealth tax...
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Good to meet you at the Bath Expo.

Martin Blain and the marvelous Faye Jackson had an active day at yesterday's Bath Expo. The historic Bath Assembly rooms are an excellent venue and as ever we talked to a lot of people. We've learnt from experience that to maximise the returns you've got to "talk to...
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We’re joining the campaign against further rises in Insurance Taxes.

Despite no further increases to Insurance Premium Tax (IPT) in yesterday's Budget, we’re joining with our trade association, The Association of Medical Insurers and Intermediaries (AMII) to launch a campaign to raise public awareness about the impact of IPT on...
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What is the role of the Group Secretary for a medical insurance plan?

What is a Group Secretary? If you have a group medical insurance policy in your company the insurer will need somebody to be the “Group Secretary” for the scheme, this person will be the insurer’s contact and usually the one who deals with the policy renewal. The role...
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A summary of the Underwriting options for Medical Insurance

In health insurance, medical underwriting is the process used by the insurer to assess the risk posed by pre-existing medical conditions. Conditions may be excluded from cover altogether, excluded under certain conditions or completely covered. This article is meant...
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How to Switch Health Insurance Companies.

Before you switch health insurance companies you'll need to decide which underwriting method is best for you. There are two underwriting methods by which you can move your health insurance; Re-underwriting  Switching Let’s look at each option in more detail; 1....
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What is Medical History Disregarded (MHD) underwriting for private medical insurance?

With Medical History Disregarded (MHD), unlike Full Medical (http://bit.ly/2xmUInG) or Moratorium (http://bit.ly/2ixmN9h) underwriting previous medical history is totally ignored and pre-existing health conditions are covered. Sound good? Well, let’s explore how MHD...
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Is it better to sit or stand at your desk?

Sitting vs standing: Heart Rate Sitting       Heart Rate Standing    The peddlers of standing desks associate numerous life changing benefits for standing whilst at work and after several years of use the principal benefit for me is that I get less issues with my back...
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So, what is full medical underwriting for private medical insurance?

When you first take out a new health insurance policy either as an individual or by joining your employer’s scheme, there will have some sort of mechanism to exclude pre-existing medical conditions. Unless your employer's scheme has "medical history disregarded (MHD)"...
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4 Top Tips to help you to compare Health Insurance.

The regulator of the health insurance industry, the Financial Conduct Authority has mandated that insurers and private medical insurance brokers encourage consumers to shop around to get a better deal at each renewal. As health insurance is not a simple product how on...
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So, what is private medical insurance moratorium underwriting?

When you take out a new health insurance policy the insurer will have some sort of mechanism to exclude pre-existing medical conditions. This will probably be “Full Medical Underwriting” or a “New Moratorium”. Here we discuss the pros and cons of moratorium...
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Why use a Private Medical Insurance Broker?

Health insurance is complicated enough even for somebody working in the industry and buying through a good advisory company costs exactly the same as buying direct plus there’s a host of advantages; They’ll save you money. A good advisor will have access to insurers...
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Travel insurance for business owners with pre-existing medical conditions.

News release issued on behalf of Lesson Moore today (Thursday 27 July) by Julia Walton 07968 844986 Somerset broker expands to help business owners and older people get travel cover Somerset health insurance broker Lesson Moore have expanded their expertise after...
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A peak behind the scenes at Vitality Health

Vitality Health has two services centres, one in Stockport and the other somewhat closer to our Somerset offices in Bournemouth. Vitality has taken delivery of their service proposition very seriously and has made huge strides to deliver improving levels of customer...
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Is Freedom Health Insurance right for your company health scheme?

Launched in 2003 Bournemouth based Freedom Health Insurance is a viable health insurance alternative to the recognised brands of AXA-PPP, Bupa, Aviva and Vitality. As it’s rare for a client to have heard of the smaller players, we like to visit them so we make sure...
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What’s so different about a private hospital? A review of the Circle Bath.

We help our clients to save money wherever possible on their premiums but it is when claiming that the wisdom of medical insurance comes to the fore. Ashley Woodrow has never experienced private hospital treatment and so the Circle Bath's Victoria Adams was good...
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General & Medical Insurance Review

David Wildman, MD of G&M and Martin Blain, MD of Lesson Moore sharing a light moment. Branding holds immense power over all of us in ways that we sometimes don't really understand, when recommending a health policy from one of the big boys the mere mention of the...
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Part time and full time Telesales Superstars required with immediate starts.

£8.50-£9.50/hour depending on experience plus commission. We’d expect you to earn £10-15 per hour. We require 2-3 part-time passionate telesales executives to join our small close-knit team in Westfield, (BA3 3BX). This is a challenging and rewarding role and a...
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Account Manager Health Insurance, salary £22k-£30k (depending on experience)

About us We are specialists in helping businesses, individuals and families to save money on their health insurance premiums. Our goal is to help our clients to "pay less, get more" from the money they spend to give access to private health treatments. We usually work...
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