BUSINESS MEDICAL INSURANCE

Reviewing your existing cover?

A thorough review of your existing cover will involve ensuring that you’ll have the benefits that you need and that you’re not paying for “add-ons” that you’ll possibly never use. Does your current policy cover the most up to date medical practises and procedures or has it fallen behind the times?

Even when you’ve had recent claims and members have ongoing medical conditions we can review your insurance. It’s at these times that clients often benefit the most from our services as we can help to minimise the financial impact on your future premiums due to claims.

We’ll always consider the current health circumstances of your group as part of our advice

We can conduct a full market review of the available policies and guide you in deciding the best way to minimise your costs and to maximise the benefits of your cover. Our recommendations and advice may assist you to get better value from your existing insurer or guide you to moving to another insurer who may offer an improved all round package.

 

Setting up a new group scheme?

From two employees upwards group medical insurance policies are available.

As specialists we can research the market for you and compare the available policies and benefits for you. We’ll help you to appreciate what private health cover is and how it can benefit your business.

In a nut shell private health cover (also known as private medical insurance) could pay for the costs of private medical treatment for curable, short-term illnesses or injuries (commonly known as acute conditions). Staff absence can have a huge impact on small businesses and so companies buy private health cover to avoid lengthy absences and high business costs caused by staff having to wait for treatment on the NHS. Your staff may also benefit from choosing the timing of when to have treatment and at hospital to provide the best treatment and convenience. Patients usually have the privacy of an en-suite room with TV and other home comforts. Your staff will see you as a caring employer so your staff will really feel valued. Cover is usually available for in-patient (where stays in hospital are overnight or longer) and day-patient (where some time is spent recovering, but not overnight) treatment. There are options to provide cover for out-patient treatment such as physiotherapy and osteopathy as well as pre-treatment diagnostic appointments and post treatment follow ups relating to a condition.

There are also options to add cover for GP and general health help-lines, video consultations and private prescription services.

“ We have used Lesson Moore for 3 years to try and improve (decrease) the costs of our company health plan. Our initial renewal quote in 2017 was in excess of £1650 / month for 4 people (admittedly on the older side ! ). Lesson Moore were able (much to our amazement) to move us to a new plan at a rate of less than than 50% of our original renewal quote. We have just received a quote for our 2020/21 renewal and it is actually less than our 2019/20 policy.!We would highly recommend Martin Blain and his team at Lesson Moore to help your business get the best value for health insurance and similar products. They are very friendly to talk to and will give you the best options for your individual requirements. ”
- Peter Shanks (Borehamwood)

Review from 17 Jul 2020
on FreeIndex

“ Great Service and Great People. Saved us money on our premiums and they really know their stuff. ”
- Jeff Thompson (Corby)

Review from 16 Jul 2020
on FreeIndex

“ We have worked with Simon and his team now for a year and I cannot praise them enough. They deliver everything that they promise and more. Always extremely professional whilst delivering a very personal service. The team work with us with our best interests at heart, taking time to really understand our needs, and get the best results for us. The response time to any queries or request to add or remove people from policies is excellent. I would highly recommend. ”
- Sarah Peirce (Fulham)

Review from 16 Jun 2020
on FreeIndex

“ Mr. Blain - has worked really hard with ARC to get a good deal for the company and we are very pleased with the service. ”
- Stephanie Taylor (Christchurch)

Review from 11 May 2020
on FreeIndex

“ Very helpful and positive attitude. ”
- Leanne Bradford (Wimborne)

Review from 24 Apr 2020
on FreeIndex

“ On first receiving a phone call my immediate reaction was 'Oh no, not another company telling me they can save me money'. However, I listened and decided to give them a go, partly because my previous broker had really done nothing each renewal and the timing was good. I have never regretted that decision as each year, Lesson Moore have either obtained a reduduction in the premium, an improvement in the cover or both. The people are always friendly and explain everything with great patience. I would definitely recommend them. ”
- Mary Gulliver (Newbury)

Review from 15 Apr 2020
on FreeIndex

“ Cannot thank Matt and the team enough for all the work they have done this year to reduce our health policy by a massive £4500 for the upcoming year, they work so hard and tirelessly and this year it is our company employees who will reap the benefits. Thank you. ”
- Dot Booker (Yate)

Review from 16 Mar 2020
on FreeIndex

“ Martin and his team are fantastic at ensuring that all of your requirements are met in a timely fashion and have a lovely personable manner when doing so - I would thoroughly. Recommend them. ”
- Kate Leahy (Bristol)

Review from 19 Feb 2020
on FreeIndex

“ Excellent friendly and efficient service. Always go out of their way to get you the best product at the best price even when you don't think they'll be able to. Thanks again gents :). ”
- Roz Williams (Chertsey)

Review from 18 Feb 2020
on FreeIndex

“ Thank you Martin for all your hard work and dedication in ensuring that we got the best possible value for money. Kind regards. Lorraine. ”
- Lorraine Boulton (Taunton)

Review from 10 Feb 2020
on FreeIndex

“ On two occsions over the last few months I have had problems in obtaining the guarantee of payment from the health insurer. Both times Simon Milner and Matt Brown worked efficiently and promptly in bringing matters to a satisfactory conclusion. I would reccomend this firm without hesitation. ”
- Michael French (Preston)

Review from 03 Feb 2020
on FreeIndex

“ We have had great service from Lesson Moore and have had considerable reductions in our premium over the last couple of years. I would recommend them. ”
- Marquis Precision ... (Weymouth)

Review from 07 Nov 2019
on FreeIndex

“ Efficient, good to deal with and worth the time Thanks Lesson Moore. ”
- Peter Edmonds (Bridgwater)

Review from 11 Oct 2019
on FreeIndex

“ Excellent and concise review by Tom Kingett at Lesson Moore. ”
- Simon Dootson (Bournemouth)

Review from 08 Oct 2019
on FreeIndex

“ What a fantastic service. Having recently stopped full time work I was faced with the minefield of trying to buy an individual policy. Lesson Moore are amazing. They listened to my specific requirements and got me a great policy for less than I was expecting. Then on renewal they re-assesed the market and got another great deal. I'm genuinely impressed. ”
- Scott Learmouth (Brighton)

Review from 03 Sep 2019
on FreeIndex

“ We have used LessonMoore for several years and have always found them incredibly helpful and able to deliver great value from the market for us. ”
- Alison Sturgess-Du... (Bath)

Review from 30 Aug 2019
on FreeIndex

“ Lesson Moore have been helping us with our health insurance for a few years now and I can't speak highly enough of their service. Martin and his team excel at what they do. No pushing, helpful and informative. I highly recommend Lesson Moore. ”
- Ashley Lecky (Croydon)

Review from 14 Aug 2019
on FreeIndex

“ Excellent service from Martin and the team, no pushy tactics just open discussion about what we wanted, what was available and the benefits. Martin managed to improve our benefits whilst saving us money which was great! ”
- Matthew Jones (Clevedon)

Review from 25 Jul 2019
on FreeIndex

“ Martin and his team did a truly excellent and professional job on the renewal of our company Health Insurance at very short notice. Not only did they discuss our requirements in considerable detail, but finally recommended a product which gave us exactly the same cover benefits, and reduced our annual premium by a very significant amount. ”
- Alex Bevan (Pill)

Review from 23 Jul 2019
on FreeIndex

“ Spoke to Martin Blain today regarding our company health insurance annual review. Martin was fully prepared with quotes from different providers and was aware of our current circumstances and history of claims. All in all a very professional service, would strongly recommend. ”
- Peter Shanks (Borehamwood)

Review from 16 Jul 2019
on FreeIndex

“ Lesson Moore have obtained a significant saving on my health insurance premiums. I am very happy with their efficient and friendly service. ”
- Susan Thompson (Crowthorne)

Review from 08 Jul 2019
on FreeIndex

“ Tom Kingett recently reviewed our health insurance and managed to achieve a serious saving over the previous year. The service provided by Lesson Moore, whom we have used in previous years, has been very good. They have consistently achieved good terms for our insurances. ”
- James Slater (Craven Arms)

Review from 28 Jun 2019
on FreeIndex

“ Having paid for Health insurance directly for many years, these guys showed us that our so called top quality cover was NOT the case. They put us on the right cover and manged to save us some premium. ”
- James Chamberlain (Stroud)

Review from 27 Jun 2019
on FreeIndex

“ Lesson More did a great job in saving my company over 20 % against my previous supplier of Health insurance. The process was painless and simple with Martin and his team taking all the Strain out of the Procedure. Lesson More is a company that is a pleasure to do business with. . ”
- Don Grace (Christchurch)

Review from 31 May 2019
on FreeIndex

“ Always outstanding service year on year. Will always go the extra mile to obtain the best healthcare cover at the most competitive rate. Outstanding customer service at all times, not just at renewal. Highly recommended! ”
- Gail Smith (Shrivenham)

Review from 30 May 2019
on FreeIndex

“ I can't speak highly enough regarding the help and good service I have had from Lesson Moore; In fact each year thanks to them I seem to pay less rather than more in premiums. Add to this, always prompt and kindly service. Very highly recommended. . ”
- Angela Dennis (Coleford)

Review from 30 May 2019
on FreeIndex

“ Very happy with the service received from Lesson Moore, would recommend using these guys if you don't know much about this industry. Informed me well and covered most of the admin work in setting our Group Health Insurance Plan. *****. ”
- Nicola Wilson (Montrose)

Review from 28 May 2019
on FreeIndex

“ Great personal service with good cost savings too. Would definitely recommend to others. ”
- Steve Grist (Midsomer Norton)

Review from 23 May 2019
on FreeIndex

“ Once again we received a very professional and knowledgeable service, resulting in a great saving on our health insurance. Would highly recommend. ”
- Sarah Osmond (Wimborne)

Review from 20 May 2019
on FreeIndex

“ The team at Lesson Moore have always been extremely helpful, polite, and we would not hesitate to recommend them to any business. ”
- Sam Franklin (Shepton Mallet)

Review from 14 May 2019
on FreeIndex

“ Always really helpful and provide the right product and price. ”
- Robert Fowler (Hornsey)

Review from 23 Apr 2019
on FreeIndex

“ Many thanks for making our renewal process so straightforward once again. ”
- Tom Ogilvie (Kilsby)

Review from 25 Mar 2019
on FreeIndex

“ I highly recommend the services provide by Lesson Moore. Always knowledgeable and they make the mine field of health cover easy to navigate. ”
- Antony (Basingstoke)

Review from 06 Mar 2019
on FreeIndex

“ I have to say that Less and More provide a very effective and helpful brokering service in the health insurance market which is a bit of a minefield to say the least. They can explain the pros and cons of the many different providers out there. I would recommend their service, and it is of no direct cost to you. ”
- James Suter (Crickhowell)

Review from 27 Feb 2019
on FreeIndex

“ I really trust Martin, looking after my healthcare policies, I know that everything has been considered and the best policy for me and my family put in place. ”
- Karen Dunn (Guildford)

Review from 22 Feb 2019
on FreeIndex

“ We have been working with Martin Blain and the team at Lesson Moore Limited for four years now and we are just renewing our company health insurance policy through them again. They have taken the headache out of trying to find the right insurance for our team and for our key workers. They have always recommended good policies which 'do exactly what it says on the tin', and we can be confident, whenever claims need to be made, that they will be trouble free. We have no hesitation in recommending Lesson Moore Limited. ”
- Jane Bowe (Wells)

Review from 15 Feb 2019
on FreeIndex

“ What a great company, Martin, Simon and the team go way beyond their duties to look after their clients and we got a big saving too. Could not rate them highly enough, I would definitely recommend Lesson Moore Ltd. Both professionally and personally. Thank you Team for your A+++ service. ”
- Julien Abbott (Reading)

Review from 17 Sep 2018
on FreeIndex

“ it is very rare that I will accept a cold call I am very pleased I did.Simon was my first account manager who was brilliant he moved on and up I was disappointed to loose that contact with him.Ashely then took over, HE HAS BEEEN BRILLAINT yes I am shouting thank you Ashley you are a great Lesson Moore ambassador. ”
- David J Marks (Hampstead)

Review from 30 Aug 2018
on FreeIndex

“ Simon Milner and all the team at Lesson Moore with whom I have been in contact with are always exceptionally helpful and efficient being very effective in finding the most relevant and cost effective health insurance packages for me and my company. In addition they are very pleasant, polite and friendly people to deal with. ”
- Carl Cullingford (London)

Review from 24 Apr 2018
on FreeIndex

“ Ashley was very helpful in recommending the right health insurance for my family. He has found a great new insurance company that covered all our needs and made a great cost saving from our existing scheme. In fact ever since I have worked with Lesson Moore I have found all staff to be friendly and very helpful. Keep up the good work! ”
- Kevin Hardy (Bedford)

Review from 01 Feb 2018
on FreeIndex

“ Ashley Woodrow is very knowledgeable about the health insurance industry. He immediately understood the cover I needed and gave excellent advice by phone and email. He then passed it over to Julie who processed the paperwork very efficiently. I definitely felt that they cared about me as a customer and gave excellent service. ”

Review from 01 Dec 2017
on FreeIndex

“ I have used Lesson Moore for a number of years. They have provided me with great advice and guidance to help find the right private health insurance cover. Without fail every year I get a review to ensure I am on the best policy and product. Making sure I am getting great value for money. I would high recommend their services to anyone seeking private medical insurance. ”

Review from 21 Sep 2017
on FreeIndex