The information below is our understanding on the current tax situation however please note that we are not tax advisors.
We recommend consulting registered accountants or HMRC for further information.
P11Ds, health insurance, and the taxman
From a company point of view;
If you pay for medical or dental treatment or insurance for your employees in most cases the payments are not tax exempt and you must declare them to HMRC on your annual P11D statement of benefits.
This applies to premiums paid for company insurance policies and individual insurance policies.
When a company pays for a company paid medical insurance policy for its’ employees the company should not reclaim each employee’s premium via salary sacrifice.
In respect of company paid premiums for an employee’s partner or child dependants the amount paid could either be part of the employee’s P11D declaration or the amount paid could be recovered by post tax salary sacrifice from the employee’s salary.
At each policy renewal, or after you add or remove people to your membership, we will always send you a statement showing the levels of benefit for each person’s P11D form, if you need a copy please email us; admin@lessonmoore.co.uk
Full details of your responsibilities can be found on the Government “Expenses and benefits: medical or dental treatment and insurance” page:
From an employee’s point of view;
When your employer pays for you to have medical insurance they will declare the cost of your premium to HMRC on a P11D form, which is a statement of your un-taxed benefits. HMRC collect the tax due by amending your tax code from the start of the next tax year (6th of April), this will reduce the amount of your untaxed earnings, hence reducing your take home pay.
Nobody enjoys having to pay tax on this benefit but the advantage of having medical insurance via your employer is that the cost should be significantly less than if you organised your own policy and paid for it out of your taxed income. Hence employer paid health insurance should be viewed as an attractive addition to your remuneration package.
Premiums and illustrative tax charges
Level of cover
Annual premium paid by company
Annual tax Charge (20% tax payer)
Annual tax Charge (40% tax payer)
Annual tax Charge (45% tax payer)
Single
£1,000
£200
£400
£450
Couple
£2,000
£400
£800
£900
Family
£2,500
£500
£1,000
£1,125
Single parent family
£1,600
£320
£640
£720
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Nicky Georgiou (Colchester)
Appreciation for Exceptional Service from the Lesson Moore Team. Working with a diverse portfolio of several companies can indeed present its challenges, particularly when it comes to renewing benefits. However, the Lesson Moore team has consistently proven themselves to be an invaluable asset in navigating these complexities with ease and efficiency. From the outset, Mia, Kate and the entire team have demonstrated an unparalleled level of professionalism and dedication. Their proactive communication, attention to detail and ability to work diligently behind the scenes have ensured that everything required for our Portfolio's renewals was handled seamlessly and on time. Their commitment to excellence and unwavering support have alleviated much of the stress typically associated with such processes allowing us to focus on our core objectives with confidence. I extend our sincerest gratitude to the Lesson Moore team for their exceptional efforts, dedication and exemplary service - I am immensely grateful for everything you do for us!
Thank goodness for Lesson Moore! Finally a broker who cares! Mia helped us out with our company health cover. She worked tirelessly behind the scenes obtaining the best prices and service levels from the insurers. Mia kept us updated through every stage and was always friendly, professional and most importantly, she was able to explain things in layman's terms. We very much look forward to working with Lesson Moore again and would recommend them to anyone looking for a great service!
The whole process from start to finish was so easy dealing with Simon. He kept us updated as required and was always available to answer any questions and help with changes we wanted. We have ended up with a great product that I doubt we would have got without Simon and his team!
Such a pleasure to have arranged our Company Private Medical Insurance via Lesson Moore. Simon was a pure joy to deal with and his expert level of knowledge in this field made the renewal process so much easier. Switching to a new provider was a dream and I just wish we'd have heard about Lesson Moore earlier. Thank you to the whole team for the care and attention you have given to us.
This is customer service at its best. A great experience. Informed and thorough advice was given from beginning to end. All associated processes were administered efficiently and with least hassle to the customer. I would have no hesitation in recommending Simon and Lesson Moore.
Patience of saints! I have questioned and dithered for so long but Simon answered every email and phone call straight away, he has answered soooo many queries from me and my team. I fully recommend Lesson Moore 100% - so glad they were recommended to me as PMI was a mind-field until now!
Mia expertly managed the process of setting up our health scheme from start to finish, advising on the best scheme for our requirements, and supporting the implementation. I would have no hesitation in using Mia and Lesson Moore in the future.
We have found all the staff at Lesson Moore to be helpful and professional, they guided us through the minefield of renewal and made sure we received the best service from our chosen provider. .
I have been dealing with Lesson Moore for a few years regarding my company medical insurance I have always found them professional, they stay in touch on a regular basis, give me updates on their progress when "hunting" for a competitive renewal and very helpful if have any queries or questions. Friendly team, highly recommend them.
Alex produced a very welcome saving on the original renewal quote by careful negotiation, keeping me informed with progress, and taking into account my preference with the final decision. I have no hesitation in recommending Lesson Moore.
Simon was very helpful and professional, his advice was extremely useful and we ended up with a much higher cover of policy for much less money than we were able to get elsewhere. Using Simon saved a lot of time and stress searching for the product we required, would definitely use again and 100% recommend!
Took no time at all, Simon listened to what we needed. After seeing the different options and choosing the best option for us, he put the policy into practise with ease. I wouldn't hesitate in recommending Lesson Moore!
Our consultant, Simon, came highly recommended by a friend and proved to be very experienced and knowledgeable. Having identified the health insurance needs of myself and my wife, Simon came up with several options, which he explained in detail. I feel satisfied that we have chosen the policy which best meets our needs and have every confidence in Simon acting as our insurance broker.
Great working with Lesson Moore. They listen to our needs and don't try to sell us more than we need. They contact us in plenty of time for renewal and discuss the various quotes with us to help us decide which company to go with. Highly recommend them.
Lesson Moore has been helping me to secure good value and cost effective Private Health Insurance for many, many years. My association first started when an executive from Lesson Moore named Simon Milner cold called me. My account is now managed by Laura Williams, who has done an amazing job in finding me a great Private Health provider at a very competitive rate, it has been a pleasure to interact with Laura Williams it is clear Laura is a great peoples person who knows her chosen discipline extremely well indeed. THANK YOU LAURA (yes I am shouting).
Great service from a company who take the time to understand our business and our individual requirements. We continue to use Lesson Moore year after year.
Wouldn't hesitate in recommending Lesson Moore. Laura advised us during our recent renewal and she was proactive, knowledgeable and happy to answer our many questions!
Simon and the team at Lesson Moore did an absolutely fantastic job transferring me and my family to a new health insurance provider. The situation he was presented with was far from straight forward and he provided expert advice patiently and professionally whilst overseeing the entire process, which in the end took several months to complete. Lesson Moore conducted a full review of the market and in the end saved me thousands of pounds each year. I am very grateful for his help and would have no hesitation in recommending Simon and Lesson Moore. I will absolutely be using them again.
Many thanks to the team at Lesson Moore for your help and clear, timely communication throughout our renewal process. You made the whole whole process, very simple and straightforward for us, including finding the best deal and switching our insurance provider. Great service.
Great service. The staff at Lesson Moore are very helpful and guide you through all the correct processes to set up and renew policies. Good value for money.
LessonMoore were of great assistant with setting up two different new company Healthcare Plans and access to Wider Wallet. Specifically Laura was extremely helpful, informative and efficient.
We took out a group life scheme through Lesson Moore for a small charity. The process was very straightforward to set up and Martin and Julie helped us through setting up the process and met all of our wish lists for supplementary benefits included with the scheme. Would recommend.
We took out a group life scheme through Lesson Moore for a small charity. The process was very straightforward to set up and Martin and Julie helped us through setting up the process and met all of our wish lists for supplementary benefits included with the scheme. Would recommend.
We took out a group life scheme through Lesson Moore for a small charity. The process was very straightforward to set up and Martin and Julie helped us through setting up the process and met all of our wish lists for supplementary benefits included with the scheme. Would recommend.
We took out a group life scheme through Lesson Moore for a small charity. The process was very straightforward to set up and Martin and Julie helped us through setting up the process and met all of our wish lists for supplementary benefits included with the scheme. Would recommend.
I was so impressed with Simon, he found us a fantastic package which gives both our employees and us as a company the peace of mind that in the event of needing medical interventions, we are covered. An added bonus is for dental and optical benefits. Thank you so much for making the process so simple. Great job Simon. Thank you.
Very impressed with the swift and careful advice from Simon Milner. His recommendation and choice of Provider was much appreciated and I was very happy and confident to go with his recommendation which represented exactly the cover I was looking for at a very competitive price. No hesitation in recommending Lesson Moore.
Very impressed with the swift and careful advice from Simon Milner. His recommendation and choice of Provider was much appreciated and I was very happy and confident to go with his recommendation which represented exactly the cover I was looking for at a very competitive price. No hesitation in recommending Lesson Moore.
Laura provided an excellent service communicating regularly with updates and informing us of the options to renew our Private Heath Care and Cashplan schemes at competitive rates.
Just renewed our Healthcare cover via Lesson Moore again. Hassle free, Alex did all the leg work we just had to decide on the best policy from all the options. All round easy experience and ensured we got the best product at the right price.
Just to say, not enough stars to rate this company. Have been dealing with them for a few years now and they never ever let us down. Always go the extra mile and when we have had a problem with our provider they have stepped in and got the issue resolved to our total satisfaction. Have been on the phone with Alex this afternoon all the information presented in a concise easy to understand format all questions answered all the homework already done. Renewed right away. Not always about cost it’s about service and value for money and they certainly warrant 5 stars in my opinion.
Amazing company to work with who have your best interest at heart. They look into all aspects of the health insurance they are proposing to make sure that you get the best value for money and the package that is right for you. Would thoroughly recommend them!
We've worked with the guys at Lesson Moore for the last 5 years and have always had a great service. They are informative, prompt and good value I honestly couldn't recommend them highly enough.
I have used Lesson Moore for at least 8 years now and I am impressed with the standard of work and service they provide. They are helpful, insightful, thorough, punctual and simply great at negotiating with the insurance companies, ultimately resulting in getting you a better deal. I'd thoroughly recommend them.
Lesson Moore have been our broker for several years now. They always work very hard to get the best price for the cover required, they know the market and offer appropriate advice. The people are lovely to deal with, and go out of their way to help. I would highly recommend them.
Demonstrated great understanding of our needs and of the insurance market and used this experience to manage our expectations well and then to deliver great value for money.
Laura was excellent, quick no nonsense, savings, savings, saving! We would highly recommend this company and their staff - a very happy customer for over 5 years now.
Mia recently assisted with the transition of some new members from an old scheme onto our company scheme. It wasn't a particularly straightforward transition but throughout Mia was communicative and couldn't do enough to help to ensure the process was smooth and as seamless as possible. I would have no hesitation in recommending.
Laura Williams has been absolutely brilliant and spent a considerable amount of time ensuring that both myself and family received the best posible health cover at an extremely competitive price, in actual fact we are going to save several thousand pounds over the course of the year. I would have no hesitation in recomemending Laura and Lesser Moore.
Helpful, knowledgeable and efficient service. Felt very supported through the process. Laura was great at taking me through the many options available.
We have been dealing with Lesson Moore for several years on health insurance and this year they brokered our Group Life insurance scheme and as a result we obtained a substantial saving versus the premium offered by the existing provider - we moved to a new provider identified by Lesson Moore, who also assisted with the transition. Very pleased with the outcome.
Every year I dread doing the healthcare renewal, it was a cat and mouse game with our broker (who shall remain anonymous) where they dropped the rate to retain our business but only once there was no time for anyone else to review it. I can honestly say it was a stroke of luck speaking to Simon at Lesson Moore, they are just at another level, professional, organised, honest, and so friendly. It made a huge difference to renewing the healthcare, we saved money, and for the first time in 18 years I didn't hate the process! I would whole heartedly recommend Simon and the team at Lesson Moore. They are a breath of fresh air and a credit to their sector.
I cant thank Mia and the rest of the team for their support. Both during the renewal process but also their support throughout the year. Always professional, efficient, empathetic and a pleasure to do business with. They take the time to really understand our business and what is important to us. We have been working with LessonMoore for 3 years now in the future. And I dont know what we would do without them - cant recommend them highly enough. Thanks for all your support and looking forward to working with you. Sarah.
We have received an excellent service from Simon and his team. Their customer care, attention to detail, support and professionalism have out shone any other company in the market. Every member of staff we have dealt with has given a first class service, without exception. The team are highly motivated and clearly love what they do because they care about their customers. Thank you all for your outstanding commitment to customer satisfaction.
Lesson Moore (Simon) has been exceptionally helpful every step of the way in my searches for best private medical scheme. Simon's knoweldge of the industry and each provider is impressive and is the reason I went back to him when the next renewal review came up. Very thorough, very knowledgeable, and very helpful / professional. Highly recommended.
Great service - both Simon (health insurance) and Martin (life assurance) are very professional, very friendly and very patient (I am sometimes hard to get hold of)! Wouldn't go anywhere else - they always get us a good deal despite the fluctuating demands we have.
Great service, great communication and always professional with a friendly approach. A special 'thank you' to Laura for your persistence, patience and getting the best result possible for us.
Very pleased with Martin Blain's swift and hard work, as well as his negotiation skills in getting us close to what we had overseas for over 20 years. Gave us a decent analysis of the UK market and comparative rates to tailor it to our needs. Thanks.
I am a new comer to Private Health Insurance, so really didnt know what I was doing. Simon helped me through every step and explained every option and did so with good grace, humour and intelligence. I couldnt ask for more!
Excellent personal service and advice. Negotiated a renewal on policy for less than the previous year with all the same cover. Customer service above and beyond.
This year, we moved away from an employer based plan to an individual plan. Simon and the team dealt with our renewal efficiently, with minimal input from us ? And, as always professionally, we are now looking forward to another claim free year ? .
Brilliant Service and Communication throughout. Lesson Moore provided us with understanding of our insurance premium and how we can have the same benefits for much less money. Felt looked after as a customer.
Simon Milner's assistance through the whole process from start to finish of finding a competitive insurer and negotiating on our behalf was exemplary. He kept us fully informed with regular contact on all fronts. I would have no hesitation in recommending them.
I was recommended to us Lesson Moore by my company and have to say that I have nothing but praise for them. I was finding it virtually impossible to get viable medical insurance principally because of my age and medical history and they sorted it out. They are all very personable, knowledgable and helpful and I would recommend them without hesitation.
Simon and Martin are very approachable and friendly persons. They are also very professional people and know what they are doing. They have achieved for me lots of savings in the Company's health insurance policies. They are very proactive looking for solutions outside the box and quick in their responses to my questions. I am delighted to work with them. I have also to mention the admin team of Lesson Moore that are very friendly and helpful in those occasions I have to contact them.
This year we faced steep rise in our Private Health Insurance and luckily Leeson Moore (Tom Kingett to be specific) managed to find us a better rate that we had had in the last two years! The whole process was explained to me and the difference in cover. Communication is absolutely brilliant - I knew what was happening every step of the way.
I just renewed my insurance every year with the same insurer, but the premiums went through the roof this year. Simon and his team happened to contact me, I found them to be helpful, professional, easy to communicate with and they managed everything for me keeping me abreast of what was on offer out there. Absolute dream to work with.
SIMON was amazing, knowledgeable, really helpful and did all of the hard work. I would not hesitate in recommending him. All you have to do is give him the basic details of your existing policy and he negotiates on your behalf. Thank you to Lesson &Moore.Kind regards.Kim.
Simon thought the premium that our previous broker had arranged appeared high - he was right! Simon managed to save us a considerable amount of money and actually put a lot of effort into the process to move us to our new preferred provider at a much lower price than we were paying. A very friendly smooth process. Thank you Simon.
Martin has been a great help in drastically reducing our monthly premium. Communication is excellent and I know that our staff life cover is in good hands. I would not hesitate to recommend Lesson Moore to others.
Very happy with Martin Blain's hard work and negotiation skills in reducing the premiums for our health insurance renewal. Quick to respond and great at keeping us updated.
Lesson Moore have been consistently helpful, friendly and patient whilst getting us a good deal every time. Nothing seems too much trouble, and I appreciate Martin's up front, honest approach. It feels like a partnership and I have every confidence in their services.
We have used Lesson Moore for 3 years to try and improve (decrease) the costs of our company health plan. Our initial renewal quote in 2017 was in excess of £1650 / month for 4 people (admittedly on the older side ! ). Lesson Moore were able (much to our amazement) to move us to a new plan at a rate of less than than 50% of our original renewal quote. We have just received a quote for our 2020/21 renewal and it is actually less than our 2019/20 policy.!We would highly recommend Martin Blain and his team at Lesson Moore to help your business get the best value for health insurance and similar products. They are very friendly to talk to and will give you the best options for your individual requirements.
We have worked with Simon and his team now for a year and I cannot praise them enough. They deliver everything that they promise and more. Always extremely professional whilst delivering a very personal service. The team work with us with our best interests at heart, taking time to really understand our needs, and get the best results for us. The response time to any queries or request to add or remove people from policies is excellent. I would highly recommend.
On first receiving a phone call my immediate reaction was 'Oh no, not another company telling me they can save me money'. However, I listened and decided to give them a go, partly because my previous broker had really done nothing each renewal and the timing was good. I have never regretted that decision as each year, Lesson Moore have either obtained a reduduction in the premium, an improvement in the cover or both. The people are always friendly and explain everything with great patience. I would definitely recommend them.
Cannot thank Matt and the team enough for all the work they have done this year to reduce our health policy by a massive £4500 for the upcoming year, they work so hard and tirelessly and this year it is our company employees who will reap the benefits. Thank you.
Martin and his team are fantastic at ensuring that all of your requirements are met in a timely fashion and have a lovely personable manner when doing so - I would thoroughly. Recommend them.
Excellent friendly and efficient service. Always go out of their way to get you the best product at the best price even when you don't think they'll be able to. Thanks again gents :).
On two occsions over the last few months I have had problems in obtaining the guarantee of payment from the health insurer. Both times Simon Milner and Matt Brown worked efficiently and promptly in bringing matters to a satisfactory conclusion. I would reccomend this firm without hesitation.
What a fantastic service. Having recently stopped full time work I was faced with the minefield of trying to buy an individual policy. Lesson Moore are amazing. They listened to my specific requirements and got me a great policy for less than I was expecting. Then on renewal they re-assesed the market and got another great deal. I'm genuinely impressed.
Lesson Moore have been helping us with our health insurance for a few years now and I can't speak highly enough of their service. Martin and his team excel at what they do. No pushing, helpful and informative. I highly recommend Lesson Moore.
Excellent service from Martin and the team, no pushy tactics just open discussion about what we wanted, what was available and the benefits. Martin managed to improve our benefits whilst saving us money which was great!
Martin and his team did a truly excellent and professional job on the renewal of our company Health Insurance at very short notice. Not only did they discuss our requirements in considerable detail, but finally recommended a product which gave us exactly the same cover benefits, and reduced our annual premium by a very significant amount.
Spoke to Martin Blain today regarding our company health insurance annual review. Martin was fully prepared with quotes from different providers and was aware of our current circumstances and history of claims. All in all a very professional service, would strongly recommend.
Tom Kingett recently reviewed our health insurance and managed to achieve a serious saving over the previous year. The service provided by Lesson Moore, whom we have used in previous years, has been very good. They have consistently achieved good terms for our insurances.
Having paid for Health insurance directly for many years, these guys showed us that our so called top quality cover was NOT the case. They put us on the right cover and manged to save us some premium.
I first used Lesson Moore Limited two years ago when Simon Milner did a review of our Healthcare account following a huge increase from our provider. Simon's review was very thorough, he expressed his concern on the amount of excess as well as other restrictions to do with therapies. Nevertheless we renewed with an identical policy, with the same provider, but, thanks to Simon's work, at a much reduced premium. A year later Simon again managed to significantly reduce our renewal premium. Where I think the service provided by Lesson Moore is second to none is when we had a disagreement with our Healthcare provider. Our Healthcare Provider, had authorised an operation post cancer to correct a problem with an employee's 11 year old son's eye. Further treatment was required but the Healthcare Provider referred to the policy and said cover would only be valid for up to two years after the cancer. Simon took all the pressure off the family and dealt with the Healthcare Provider direct, liaising with the surgeon and explaining why the further operation could not be rushed. The Healthcare Provider changed their original decision and cover was continued for a further year. I could not recommend Lesson Moore highly enough.
Lesson More did a great job in saving my company over 20 % against my previous supplier of Health insurance. The process was painless and simple with Martin and his team taking all the Strain out of the Procedure. Lesson More is a company that is a pleasure to do business with. .
Always outstanding service year on year. Will always go the extra mile to obtain the best healthcare cover at the most competitive rate. Outstanding customer service at all times, not just at renewal. Highly recommended!
I can't speak highly enough regarding the help and good service I have had from Lesson Moore; In fact each year thanks to them I seem to pay less rather than more in premiums. Add to this, always prompt and kindly service. Very highly recommended. .
Very happy with the service received from Lesson Moore, would recommend using these guys if you don't know much about this industry. Informed me well and covered most of the admin work in setting our Group Health Insurance Plan. *****.
I have to say that Less and More provide a very effective and helpful brokering service in the health insurance market which is a bit of a minefield to say the least. They can explain the pros and cons of the many different providers out there. I would recommend their service, and it is of no direct cost to you.
I really trust Martin, looking after my healthcare policies, I know that everything has been considered and the best policy for me and my family put in place.
We have been working with Martin Blain and the team at Lesson Moore Limited for four years now and we are just renewing our company health insurance policy through them again. They have taken the headache out of trying to find the right insurance for our team and for our key workers. They have always recommended good policies which 'do exactly what it says on the tin', and we can be confident, whenever claims need to be made, that they will be trouble free. We have no hesitation in recommending Lesson Moore Limited.
Hi.We have been dealing with Lesson Moore for 12 months now, and I can honestly say they are so professional and all their staff are very helpful. They have managed to save us several thousand pounds on our annual medical insurance policy. I have no hesitation in recommending Lesson Moore to anyone looking for medical insurance etc. Bev Tahor.
I have been very satisfied with the service of Lesson Moore over the last few years and use every opportunity to recommend them to others. Their role has been to source the right policy for my wife and myself in terms of coverage and cost and this has been properly done.
Finally Martin wore me down and I decided to listen, I liked what I heard but I must say I was dubious. Four years later and we've saved £1,000.00s, I'm confident in Martin's knowledge and trust him on keeping my renewals smooth and continue saving us money year on year. If you want to start saving your company money Martin knows how, so next time he calls give him a go, you won't regret it :).
Without doubt this is the best service-- easy to use service and fab people.Saved us money and helped with our claims-- a breath of fresh air in the grey world of health cover.
What a great company, Martin, Simon and the team go way beyond their duties to look after their clients and we got a big saving too. Could not rate them highly enough, I would definitely recommend Lesson Moore Ltd. Both professionally and personally. Thank you Team for your A+++ service.
it is very rare that I will accept a cold call I am very pleased I did.Simon was my first account manager who was brilliant he moved on and up I was disappointed to loose that contact with him.Ashely then took over, HE HAS BEEEN BRILLAINT yes I am shouting thank you Ashley you are a great Lesson Moore ambassador.
All our dealings with Lesson Moore have been professional and helpful in the extreme. We are confident in using and recommending their service and find they always go the extra mile to find the right policy for us at the right price. In this instance we have been dealing with Ashley Woodrow and he could not have been more helpful, and came up with a perfect solution for us.
After many years of taking so called professional advice Simon and his team were able to save us more than 50% on our health insurance costs with improved terms on top. In twenty years of running a company employing around twenty people Lesson Moore is the stand out service provider in terms of cost savings and service quality. At all times Simon has taken a personal interest in our business and has continued to work diligently on our behalf.
I have used Lesson Moore for quite a few years but thought I could do better so left one year was enough to show me how wrong I was and how I missed there professional approach and money saving ways so I am now back happy with my insurance and the company.
Brilliant free service that has saved us money on our Health Insurance renewal for the second year in a row. Polite and friendly team working in your best interests.
The team at Lesson More were a delight to work with, understanding the needs of the business and acting quickly to defined time lines. I would thoroughly recommend their services.
We were cold called from these guys and were very pleasantly surprised by the attention to detail and knowledge of our appointed consultant. Not only was he able to point out a couple of obvious shortcomings with our current provider, he also thought outside the box a bit when reviewing. We ended up with a better, cheaper deal from the same insurer!! How cool is that?
This is my third year of using Lesson Moore and find them to be an extremely helpful company who take the time to find the best policy at the best price for you.
We began using Lesson Moore around a month ago when we received our Private Heath renewal through. Each year we would accept the quote and the rise in premium because we simply don't have the time to shop around. Simon Milner took our details, listened to our needs and searched the market. It was quick, easy and pain free! Simon kept us up to date the whole way along - unlike most brokers he was friendly, helpful and honest. We got a great deal and are looking forward to working with Simon and Lesson Moore going forward!
When the time came to renew my Private Health Insurance, I contacted Martin at Lesson Moore Limited. I work within the field of 'health' and I was really impressed with his professionalism, knowledge and understanding; I came away with a new Private Health provider with an Insurance package that fully covers all my needs. We discussed my current health status, budget and most important to me the 'choice' that differing Insurers were offering, including hospitals, consultants imaging and treatments. I highly recommend Lesson Moore Limited.
Great Service and advice with a massive £1850 saving overall. My 2nd year using the Lesson Moore ltd and will certainty use there service again for my next renewal 2019.
I am impressed with the friendliness and service from Lesson Moore regarding my annual health Insurance premium. I have had several Health Insurance brokers in the past, and never received anything like approaching the personal consideration and trouble they have put in for me. Resulting in an excellent saving per month premium! I cannot recommend them highly enough as a Star in the world of Brokers!
Ashley has been very helpful in getting a significant discount on our (small) company health plan. This is always difficult as the employees are all over 50.
Simon Milner and all the team at Lesson Moore with whom I have been in contact with are always exceptionally helpful and efficient being very effective in finding the most relevant and cost effective health insurance packages for me and my company. In addition they are very pleasant, polite and friendly people to deal with.
Excellent service from Martin, we had a situation to which he intervened and achieve a positive ending for us, we would recommend Lesson Moore to anyone who needs advice and a professional service.
An extremely professional and friendly service from Simon who managed to save our company nearly £1,000 a year on our existing premiums. I would not hesitate in recommending Lesson Moore.
It's nice to talk to someone who really knows their stuff!!! I was thoroughly impressed with Ashley's helpful and knowledgeable demeanor!!!! Would definitely recommend.
Lesson Moore have looked after our healthcare insurance for 4 years now. It has saved us money, and taken away an administrative burden. More recently they were extremely responsive in finding a solution to our travel insurance needs. Would readily recommend them!
I had a basic low cost policy with a big brand firm. Lessonmore reviewed my policy established that I knew its cover and its limitations. I understood my policy well but they pointed out some things I had overlooked. The new policy they proposed was 25% cheaper and ,equally importantly , covered a few holes in my original cover and included some extra benefits. They were very clear and made sure I understood both old and new policies. They part completed my application forms and made everything very easy.
An excellent personal service, fully geared to our specific needs. We would definitely recommend Lesson Moore to review your private health cover and give you the best value possible.
Ashley was very helpful in recommending the right health insurance for my family. He has found a great new insurance company that covered all our needs and made a great cost saving from our existing scheme. In fact ever since I have worked with Lesson Moore I have found all staff to be friendly and very helpful. Keep up the good work!
Speedy response times, knowledgeable about products on offer. Great negotiation and always have our best interests as a priority. Worked with Lesson Moore for the last two years and very happy with service levels.
Lesson Moore has just arranged our Medical Insurance for us. From start to finish it has been a smooth and professional service. The team are very friendly and helpful and make you feel at ease. Highly Recommend.
Very thorough and professional in arranging our Health Insurance. Genuinely seem interested in the needs of the client rather than what's going to net the highest commission. Being in the sales/service industry I have been very impressed and would highly recommend using them.
Having had problems with my previous private health broker, I called Lesson Moore for some help and advice. Simon listened to all the details and problems that I had and not only helped me resolve them, but also made some excellent recommendations resulting in vastly reduced premiums. Nothing was too much trouble for Simon and the team at Lesson Moore, and I can certainly fully recommend them.
Ashley Woodrow is very knowledgeable about the health insurance industry. He immediately understood the cover I needed and gave excellent advice by phone and email. He then passed it over to Julie who processed the paperwork very efficiently. I definitely felt that they cared about me as a customer and gave excellent service.
This is the second year that I have used Lesson Moore and they have been extremely helpful and pro active in finding me the policy that best suits my needs and represents the best value.
Review of my policy with WPA and recommendation that it should be renewed from 1 December. Although the premium had increased, I was reminded of the optical and dental cover. I was happy with the advice given.
Very helpful in a non pushy way. Knowledgable and informed on market options but left me to decide. Ashley even looked at a direct quote we had received and analysed.
I have used Lesson Moore for a number of years. They have provided me with great advice and guidance to help find the right private health insurance cover. Without fail every year I get a review to ensure I am on the best policy and product. Making sure I am getting great value for money. I would high recommend their services to anyone seeking private medical insurance.
Exceptional service, excellent advice and first class friendly, honest and knowledgeable staff. Will be recommending to family, friends and business contacts.
We at Greenbest Ltd has always had excellent service from this Lesson more, they return our phone call very quickly and always guide us through the process with good sound advice. Will continue to use them. Very good company.
Superb service, thorough, detailed and personal. Extremely helpful and reassuring in working my way through details of policies, costs and care available.
Very clear, impartial advice and assistance for my daughter's health policy - including navigating and comparing the options, translating policy-speak and providing admin support.
Good customer service and prompt response to any questions or to advice sought. I wish I had used Lesson Moore much sooner and not struggled with a poor service from BUPA without professional support. Highly recommended - they do the hard work for you whether business or personal health insurance.
Martin Blain and his team have provided me with exceptional service by finding our company the very best level of cover for our private health insurance and at a most reasonable price. The great part about having Mr Blain as our broker is that we can compare prices, get the correct level of cover and be dealt with in plain English instead of insurance speak. When dealing with a claim our expectations were well managed and we soon got the help we needed. This is the best service I have ever enjoyed for over 20 years of PHI. Keep up the good work!
I was impressed by Martin Blain's prompt replies to my questions and felt he was keen to provide a personal service unlike some' who after securing your business, never contact you again until the next premium renewal. Martin assured me of his commitment to find the best policy for our company and I feel confident that I can contact him for advice should there be any difficulty or anomaly that may arise during the year.