Reviewing your existing cover?
A thorough review of your existing cover will involve ensuring that you have the benefits that you need and that you’re not paying for “add-ons” that you’ll possibly never use. Does your current policy cover the most up to date medical practises and procedures or has it fallen behind the times?
Even when you’ve had recent claims or if a family member has ongoing medical conditions we can review your insurance. It’s at times like these that clients often benefit the most from our services as we can help to minimise your future premiums due to your claims.
We’ll always consider your current health circumstances as part of our advice and we won’t jeopardise cover for existing medical conditions.
We can conduct a full market review of the available policies and guide you in deciding the best way to minimise your costs and to maximise the benefits of your cover. Our recommendations and advice may assist you to get better value from your existing insurer or guide you to moving to another insurer who may offer an improved all round package.
Are you looking to buy private medical insurance for the first time?
As specialists we can research the market for you and compare the available policies and benefits for you. We’ll help you to appreciate what private health cover is and how it can benefit you and your family if somebody falls ill.
In a nut shell private health cover (also known as private medical insurance) could pay for the costs of private medical treatment for curable, short-term illnesses or injuries (commonly known as acute conditions). Private health cover can help with speedy diagnoses as well as allowing you to avoid lengthy waits for treatment on the NHS. You’ll also benefit from choosing the timing of when to have treatment and at which hospital to provide the best treatment and convenience. Patients usually have the privacy of an en-suite room with TV and other home comforts. Cover is usually available for in-patient (where stays in hospital are overnight or longer) and day-patient (where some time is spent recovering, but not overnight) treatment. There are options to provide cover for out-patient treatment such as physiotherapy and osteopathy as well as pre-treatment diagnostic appointments and post treatment follow ups relating to a condition.
Private medical insurance can give you greater choice of who treats you, where you’re treated, how you are treated and when.
There are also options to add cover for GP and general health help-lines, video consultations and private prescription services.
“ I highly recommend the services provide by Lesson Moore. Always knowledgeable and they make the mine field of health cover easy to navigate. ”
- Antony (Basingstoke)
Review from 06 Mar 2019
“ I have to say that Less and More provide a very effective and helpful brokering service in the health insurance market which is a bit of a minefield to say the least. They can explain the pros and cons of the many different providers out there. I would recommend their service, and it is of no direct cost to you. ”
- James Suter (Crickhowell)
Review from 27 Feb 2019
“ I really trust Martin, looking after my healthcare policies, I know that everything has been considered and the best policy for me and my family put in place. ”
- Karen Dunn (Guildford)
Review from 22 Feb 2019
“ We have been working with Martin Blain and the team at Lesson Moore Limited for four years now and we are just renewing our company health insurance policy through them again. They have taken the headache out of trying to find the right insurance for our team and for our key workers. They have always recommended good policies which 'do exactly what it says on the tin', and we can be confident, whenever claims need to be made, that they will be trouble free. We have no hesitation in recommending Lesson Moore Limited. ”
- Jane Bowe (Wells)
Review from 15 Feb 2019
“ Finally Martin wore me down and I decided to listen, I liked what I heard but I must say I was dubious. Four years later and we've saved £1,000.00s, I'm confident in Martin's knowledge and trust him on keeping my renewals smooth and continue saving us money year on year. If you want to start saving your company money Martin knows how, so next time he calls give him a go, you won't regret it :). ”
- Louise Ousey (Yeovil)
Review from 26 Sep 2018
“ All our dealings with Lesson Moore have been professional and helpful in the extreme. We are confident in using and recommending their service and find they always go the extra mile to find the right policy for us at the right price. In this instance we have been dealing with Ashley Woodrow and he could not have been more helpful, and came up with a perfect solution for us. ”
- Jayne Aldridge (Wimborne)
Review from 23 Aug 2018
“ We were cold called from these guys and were very pleasantly surprised by the attention to detail and knowledge of our appointed consultant. Not only was he able to point out a couple of obvious shortcomings with our current provider, he also thought outside the box a bit when reviewing. We ended up with a better, cheaper deal from the same insurer!! How cool is that? ”
- Fraser Robertson (Midsomer Norton)
Review from 08 Jun 2018
“ I am impressed with the friendliness and service from Lesson Moore regarding my annual health Insurance premium. I have had several Health Insurance brokers in the past, and never received anything like approaching the personal consideration and trouble they have put in for me. Resulting in an excellent saving per month premium! I cannot recommend them highly enough as a Star in the world of Brokers! ”
- Angela Dennis (Coleford)
Review from 04 May 2018
“ I had a basic low cost policy with a big brand firm. Lessonmore reviewed my policy established that I knew its cover and its limitations. I understood my policy well but they pointed out some things I had overlooked. The new policy they proposed was 25% cheaper and ,equally importantly , covered a few holes in my original cover and included some extra benefits. They were very clear and made sure I understood both old and new policies. They part completed my application forms and made everything very easy. ”
- Robin guild (Bath)
Review from 09 Mar 2018
“ Having had problems with my previous private health broker, I called Lesson Moore for some help and advice. Simon listened to all the details and problems that I had and not only helped me resolve them, but also made some excellent recommendations resulting in vastly reduced premiums. Nothing was too much trouble for Simon and the team at Lesson Moore, and I can certainly fully recommend them. ”
- Philip (Pinner)
Review from 01 Jan 2018
“ I was impressed by Martin Blain's prompt replies to my questions and felt he was keen to provide a personal service unlike some' who after securing your business, never contact you again until the next premium renewal. Martin assured me of his commitment to find the best policy for our company and I feel confident that I can contact him for advice should there be any difficulty or anomaly that may arise during the year. ”
Review from 05 Nov 2015