Reviewing your existing cover?

A thorough review of your existing cover will involve ensuring that you have the benefits that you need and that you’re not paying for “add-ons” that you’ll possibly never use. Does your current policy cover the most up to date medical practises and procedures or has it fallen behind the times?

Even when you’ve had recent claims or if a family member has ongoing medical conditions we can review your insurance. It’s at times like these that clients often benefit the most from our services as we can help to minimise your future premiums due to your claims.

We’ll always consider your current health circumstances as part of our advice and we won’t jeopardise cover for existing medical conditions.

We can conduct a full market review of the available policies and guide you in deciding the best way to minimise your costs and to maximise the benefits of your cover. Our recommendations and advice may assist you to get better value from your existing insurer or guide you to moving to another insurer who may offer an improved all round package.

Are you looking to buy private medical insurance for the first time?

As specialists we can research the market for you and compare the available policies and benefits for you. We’ll help you to appreciate what private health cover is and how it can benefit you and your family if somebody falls ill.

In a nut shell private health cover (also known as private medical insurance) could pay for the costs of private medical treatment for curable, short-term illnesses or injuries (commonly known as acute conditions). Private health cover can help with speedy diagnoses as well as allowing you to avoid lengthy waits for treatment on the NHS. You’ll also benefit from choosing the timing of when to have treatment and at which hospital to provide the best treatment and convenience. Patients usually have the privacy of an en-suite room with TV and other home comforts. Cover is usually available for in-patient (where stays in hospital are overnight or longer) and day-patient (where some time is spent recovering, but not overnight) treatment. There are options to provide cover for out-patient treatment such as physiotherapy and osteopathy as well as pre-treatment diagnostic appointments and post treatment follow ups relating to a condition.

Private medical insurance can give you greater choice of who treats you, where you’re treated, how you are treated and when.

There are also options to add cover for GP and general health help-lines, video consultations and private prescription services.

“ We received a great service, very professionally delivered. ”
- Kate Woodford (Reading)

Review from 16 May 2022
on FreeIndex

“ Very pleased with Martin Blain's swift and hard work, as well as his negotiation skills in getting us close to what we had overseas for over 20 years. Gave us a decent analysis of the UK market and comparative rates to tailor it to our needs. Thanks. ”
- Leonard Cathan (Greenwich)

Review from 05 May 2022
on FreeIndex

“ I am a new comer to Private Health Insurance, so really didnt know what I was doing. Simon helped me through every step and explained every option and did so with good grace, humour and intelligence. I couldnt ask for more! ”
- Beth Hayman (Wokingham)

Review from 03 May 2022
on FreeIndex

“ Brilliant broker to work with, very attentive and super quick to respond to queries! ”
- Bex Clay (Exeter)

Review from 27 Apr 2022
on FreeIndex

“ Mia was super, keeping me informed and ensuring a great quality product with the supplier that we wanted and great market value. ”
- Esther Kiddle (Hitchin)

Review from 31 Mar 2022
on FreeIndex

“ Excellent personal service and advice. Negotiated a renewal on policy for less than the previous year with all the same cover. Customer service above and beyond. ”
- J Sandy (Hunstanton)

Review from 14 Mar 2022
on FreeIndex

“ This year, we moved away from an employer based plan to an individual plan. Simon and the team dealt with our renewal efficiently, with minimal input from us ? And, as always professionally, we are now looking forward to another claim free year ? . ”
- Tracy Baker (Ivybridge)

Review from 09 Mar 2022
on FreeIndex

“ Brilliant Service and Communication throughout. Lesson Moore provided us with understanding of our insurance premium and how we can have the same benefits for much less money. Felt looked after as a customer. ”
- Aleksandra... (Dunmow)

Review from 09 Feb 2022
on FreeIndex

“ Simon Milner's assistance through the whole process from start to finish of finding a competitive insurer and negotiating on our behalf was exemplary. He kept us fully informed with regular contact on all fronts. I would have no hesitation in recommending them. ”
- Paul Mitchell Char... (Bridgwater)

Review from 08 Nov 2021
on FreeIndex

“ I was recommended to us Lesson Moore by my company and have to say that I have nothing but praise for them. I was finding it virtually impossible to get viable medical insurance principally because of my age and medical history and they sorted it out. They are all very personable, knowledgable and helpful and I would recommend them without hesitation. ”
- John Nelson (Henley-on-Thames)

Review from 19 Oct 2021
on FreeIndex

“ Competitive, helpful and thorough. Been with them for many years - their annual reviews always get the best deals available. Couldn't ask for more! ”
- Robert Mathias (Chelsea)

Review from 22 Sep 2021
on FreeIndex

“ Simon and Martin are very approachable and friendly persons. They are also very professional people and know what they are doing. They have achieved for me lots of savings in the Company's health insurance policies. They are very proactive looking for solutions outside the box and quick in their responses to my questions. I am delighted to work with them. I have also to mention the admin team of Lesson Moore that are very friendly and helpful in those occasions I have to contact them. ”
- Javier Perez (Bristol)

Review from 02 Sep 2021
on FreeIndex

“ Simon was excellent and got us the continuation policy we needed at very short notice. ”
- Garth Kevan Dougla... (Long Ashton)

Review from 17 May 2021
on FreeIndex

“ This year we faced steep rise in our Private Health Insurance and luckily Leeson Moore (Tom Kingett to be specific) managed to find us a better rate that we had had in the last two years! The whole process was explained to me and the difference in cover. Communication is absolutely brilliant - I knew what was happening every step of the way. ”
- Rebecca McClymont (Watford)

Review from 30 Apr 2021
on FreeIndex

“ I just renewed my insurance every year with the same insurer, but the premiums went through the roof this year. Simon and his team happened to contact me, I found them to be helpful, professional, easy to communicate with and they managed everything for me keeping me abreast of what was on offer out there. Absolute dream to work with. ”
- John Baulch (Billingshurst)

Review from 22 Apr 2021
on FreeIndex

“ SIMON was amazing, knowledgeable, really helpful and did all of the hard work. I would not hesitate in recommending him. All you have to do is give him the basic details of your existing policy and he negotiates on your behalf. Thank you to Lesson &Moore.Kind regards.Kim. ”
- Kim Roe (Tunbridge Wells)

Review from 17 Mar 2021
on FreeIndex

“ Simon thought the premium that our previous broker had arranged appeared high - he was right! Simon managed to save us a considerable amount of money and actually put a lot of effort into the process to move us to our new preferred provider at a much lower price than we were paying. A very friendly smooth process. Thank you Simon. ”
- Mark Hall (Exeter)

Review from 11 Nov 2020
on FreeIndex

“ Martin has been a great help in drastically reducing our monthly premium. Communication is excellent and I know that our staff life cover is in good hands. I would not hesitate to recommend Lesson Moore to others. ”
- Pearl Belcher (Corsham)

Review from 09 Sep 2020
on FreeIndex

“ Brilliant negotiating by Martin at Lesson Moore saw our private health premium reduce by 25%. Highly recommended. ”
- Chris May (Bath)

Review from 03 Sep 2020
on FreeIndex

“ Very happy with Martin Blain's hard work and negotiation skills in reducing the premiums for our health insurance renewal. Quick to respond and great at keeping us updated. ”
- Suzanne Baker (Bath)

Review from 27 Aug 2020
on FreeIndex

“ Lesson Moore have been consistently helpful, friendly and patient whilst getting us a good deal every time. Nothing seems too much trouble, and I appreciate Martin's up front, honest approach. It feels like a partnership and I have every confidence in their services. ”
- Alison Sturgess-Du... (Bath)

Review from 21 Aug 2020
on FreeIndex

“ We have used Lesson Moore for 3 years to try and improve (decrease) the costs of our company health plan. Our initial renewal quote in 2017 was in excess of £1650 / month for 4 people (admittedly on the older side ! ). Lesson Moore were able (much to our amazement) to move us to a new plan at a rate of less than than 50% of our original renewal quote. We have just received a quote for our 2020/21 renewal and it is actually less than our 2019/20 policy.!We would highly recommend Martin Blain and his team at Lesson Moore to help your business get the best value for health insurance and similar products. They are very friendly to talk to and will give you the best options for your individual requirements. ”
- Peter Shanks (Borehamwood)

Review from 17 Jul 2020
on FreeIndex

“ Great Service and Great People. Saved us money on our premiums and they really know their stuff. ”
- Jeff Thompson (Corby)

Review from 16 Jul 2020
on FreeIndex

“ We have worked with Simon and his team now for a year and I cannot praise them enough. They deliver everything that they promise and more. Always extremely professional whilst delivering a very personal service. The team work with us with our best interests at heart, taking time to really understand our needs, and get the best results for us. The response time to any queries or request to add or remove people from policies is excellent. I would highly recommend. ”
- Sarah Peirce (Fulham)

Review from 16 Jun 2020
on FreeIndex

“ Mr. Blain - has worked really hard with ARC to get a good deal for the company and we are very pleased with the service. ”
- Stephanie Taylor (Christchurch)

Review from 11 May 2020
on FreeIndex

“ Very helpful and positive attitude. ”
- Leanne Bradford (Wimborne)

Review from 24 Apr 2020
on FreeIndex

“ On first receiving a phone call my immediate reaction was 'Oh no, not another company telling me they can save me money'. However, I listened and decided to give them a go, partly because my previous broker had really done nothing each renewal and the timing was good. I have never regretted that decision as each year, Lesson Moore have either obtained a reduduction in the premium, an improvement in the cover or both. The people are always friendly and explain everything with great patience. I would definitely recommend them. ”
- Mary Gulliver (Newbury)

Review from 15 Apr 2020
on FreeIndex

“ Cannot thank Matt and the team enough for all the work they have done this year to reduce our health policy by a massive £4500 for the upcoming year, they work so hard and tirelessly and this year it is our company employees who will reap the benefits. Thank you. ”
- Dot Booker (Yate)

Review from 16 Mar 2020
on FreeIndex

“ Martin and his team are fantastic at ensuring that all of your requirements are met in a timely fashion and have a lovely personable manner when doing so - I would thoroughly. Recommend them. ”
- Kate Leahy (Bristol)

Review from 19 Feb 2020
on FreeIndex

“ Excellent friendly and efficient service. Always go out of their way to get you the best product at the best price even when you don't think they'll be able to. Thanks again gents :). ”
- Roz Williams (Chertsey)

Review from 18 Feb 2020
on FreeIndex

“ Thank you Martin for all your hard work and dedication in ensuring that we got the best possible value for money. Kind regards. Lorraine. ”
- Lorraine Boulton (Taunton)

Review from 10 Feb 2020
on FreeIndex

“ On two occsions over the last few months I have had problems in obtaining the guarantee of payment from the health insurer. Both times Simon Milner and Matt Brown worked efficiently and promptly in bringing matters to a satisfactory conclusion. I would reccomend this firm without hesitation. ”
- Michael French (Preston)

Review from 03 Feb 2020
on FreeIndex

“ We have had great service from Lesson Moore and have had considerable reductions in our premium over the last couple of years. I would recommend them. ”
- Marquis Precision ... (Weymouth)

Review from 07 Nov 2019
on FreeIndex

“ Efficient, good to deal with and worth the time Thanks Lesson Moore. ”
- Peter Edmonds (Bridgwater)

Review from 11 Oct 2019
on FreeIndex

“ Excellent and concise review by Tom Kingett at Lesson Moore. ”
- Simon Dootson (Bournemouth)

Review from 08 Oct 2019
on FreeIndex

“ What a fantastic service. Having recently stopped full time work I was faced with the minefield of trying to buy an individual policy. Lesson Moore are amazing. They listened to my specific requirements and got me a great policy for less than I was expecting. Then on renewal they re-assesed the market and got another great deal. I'm genuinely impressed. ”
- Scott Learmouth (Brighton)

Review from 03 Sep 2019
on FreeIndex

“ We have used LessonMoore for several years and have always found them incredibly helpful and able to deliver great value from the market for us. ”
- Alison Sturgess-Du... (Bath)

Review from 30 Aug 2019
on FreeIndex

“ Lesson Moore have been helping us with our health insurance for a few years now and I can't speak highly enough of their service. Martin and his team excel at what they do. No pushing, helpful and informative. I highly recommend Lesson Moore. ”
- Ashley Lecky (Croydon)

Review from 14 Aug 2019
on FreeIndex

“ Excellent service from Martin and the team, no pushy tactics just open discussion about what we wanted, what was available and the benefits. Martin managed to improve our benefits whilst saving us money which was great! ”
- Matthew Jones (Clevedon)

Review from 25 Jul 2019
on FreeIndex

“ Martin and his team did a truly excellent and professional job on the renewal of our company Health Insurance at very short notice. Not only did they discuss our requirements in considerable detail, but finally recommended a product which gave us exactly the same cover benefits, and reduced our annual premium by a very significant amount. ”
- Alex Bevan (Pill)

Review from 23 Jul 2019
on FreeIndex

“ Spoke to Martin Blain today regarding our company health insurance annual review. Martin was fully prepared with quotes from different providers and was aware of our current circumstances and history of claims. All in all a very professional service, would strongly recommend. ”
- Peter Shanks (Borehamwood)

Review from 16 Jul 2019
on FreeIndex

“ Lesson Moore have obtained a significant saving on my health insurance premiums. I am very happy with their efficient and friendly service. ”
- Susan Thompson (Crowthorne)

Review from 08 Jul 2019
on FreeIndex

“ Tom Kingett recently reviewed our health insurance and managed to achieve a serious saving over the previous year. The service provided by Lesson Moore, whom we have used in previous years, has been very good. They have consistently achieved good terms for our insurances. ”
- James Slater (Craven Arms)

Review from 28 Jun 2019
on FreeIndex

“ Having paid for Health insurance directly for many years, these guys showed us that our so called top quality cover was NOT the case. They put us on the right cover and manged to save us some premium. ”
- James Chamberlain (Stroud)

Review from 27 Jun 2019
on FreeIndex

“ Lesson More did a great job in saving my company over 20 % against my previous supplier of Health insurance. The process was painless and simple with Martin and his team taking all the Strain out of the Procedure. Lesson More is a company that is a pleasure to do business with. . ”
- Don Grace (Christchurch)

Review from 31 May 2019
on FreeIndex

“ Always outstanding service year on year. Will always go the extra mile to obtain the best healthcare cover at the most competitive rate. Outstanding customer service at all times, not just at renewal. Highly recommended! ”
- Gail Smith (Shrivenham)

Review from 30 May 2019
on FreeIndex

“ I can't speak highly enough regarding the help and good service I have had from Lesson Moore; In fact each year thanks to them I seem to pay less rather than more in premiums. Add to this, always prompt and kindly service. Very highly recommended. . ”
- Angela Dennis (Coleford)

Review from 30 May 2019
on FreeIndex

“ Very happy with the service received from Lesson Moore, would recommend using these guys if you don't know much about this industry. Informed me well and covered most of the admin work in setting our Group Health Insurance Plan. *****. ”
- Nicola Wilson (Montrose)

Review from 28 May 2019
on FreeIndex

“ Great personal service with good cost savings too. Would definitely recommend to others. ”
- Steve Grist (Midsomer Norton)

Review from 23 May 2019
on FreeIndex

“ Once again we received a very professional and knowledgeable service, resulting in a great saving on our health insurance. Would highly recommend. ”
- Sarah Osmond (Wimborne)

Review from 20 May 2019
on FreeIndex

“ The team at Lesson Moore have always been extremely helpful, polite, and we would not hesitate to recommend them to any business. ”
- Sam Franklin (Shepton Mallet)

Review from 14 May 2019
on FreeIndex

“ Always really helpful and provide the right product and price. ”
- Robert Fowler (Hornsey)

Review from 23 Apr 2019
on FreeIndex

“ Many thanks for making our renewal process so straightforward once again. ”
- Tom Ogilvie (Kilsby)

Review from 25 Mar 2019
on FreeIndex

“ I highly recommend the services provide by Lesson Moore. Always knowledgeable and they make the mine field of health cover easy to navigate. ”
- Antony (Basingstoke)

Review from 06 Mar 2019
on FreeIndex

“ I have to say that Less and More provide a very effective and helpful brokering service in the health insurance market which is a bit of a minefield to say the least. They can explain the pros and cons of the many different providers out there. I would recommend their service, and it is of no direct cost to you. ”
- James Suter (Crickhowell)

Review from 27 Feb 2019
on FreeIndex

“ I really trust Martin, looking after my healthcare policies, I know that everything has been considered and the best policy for me and my family put in place. ”
- Karen Dunn (Guildford)

Review from 22 Feb 2019
on FreeIndex

“ We have been working with Martin Blain and the team at Lesson Moore Limited for four years now and we are just renewing our company health insurance policy through them again. They have taken the headache out of trying to find the right insurance for our team and for our key workers. They have always recommended good policies which 'do exactly what it says on the tin', and we can be confident, whenever claims need to be made, that they will be trouble free. We have no hesitation in recommending Lesson Moore Limited. ”
- Jane Bowe (Wells)

Review from 15 Feb 2019
on FreeIndex

“ Finally Martin wore me down and I decided to listen, I liked what I heard but I must say I was dubious. Four years later and we've saved £1,000.00s, I'm confident in Martin's knowledge and trust him on keeping my renewals smooth and continue saving us money year on year. If you want to start saving your company money Martin knows how, so next time he calls give him a go, you won't regret it :). ”
- Louise Ousey (Yeovil)

Review from 26 Sep 2018
on FreeIndex

“ All our dealings with Lesson Moore have been professional and helpful in the extreme. We are confident in using and recommending their service and find they always go the extra mile to find the right policy for us at the right price. In this instance we have been dealing with Ashley Woodrow and he could not have been more helpful, and came up with a perfect solution for us. ”
- Jayne Aldridge (Wimborne)

Review from 23 Aug 2018
on FreeIndex

“ We were cold called from these guys and were very pleasantly surprised by the attention to detail and knowledge of our appointed consultant. Not only was he able to point out a couple of obvious shortcomings with our current provider, he also thought outside the box a bit when reviewing. We ended up with a better, cheaper deal from the same insurer!! How cool is that? ”
- Fraser Robertson (Midsomer Norton)

Review from 08 Jun 2018
on FreeIndex

“ I am impressed with the friendliness and service from Lesson Moore regarding my annual health Insurance premium. I have had several Health Insurance brokers in the past, and never received anything like approaching the personal consideration and trouble they have put in for me. Resulting in an excellent saving per month premium! I cannot recommend them highly enough as a Star in the world of Brokers! ”
- Angela Dennis (Coleford)

Review from 04 May 2018
on FreeIndex

“ I had a basic low cost policy with a big brand firm. Lessonmore reviewed my policy established that I knew its cover and its limitations. I understood my policy well but they pointed out some things I had overlooked. The new policy they proposed was 25% cheaper and ,equally importantly , covered a few holes in my original cover and included some extra benefits. They were very clear and made sure I understood both old and new policies. They part completed my application forms and made everything very easy. ”
- Robin guild (Bath)

Review from 09 Mar 2018
on FreeIndex

“ Having had problems with my previous private health broker, I called Lesson Moore for some help and advice. Simon listened to all the details and problems that I had and not only helped me resolve them, but also made some excellent recommendations resulting in vastly reduced premiums. Nothing was too much trouble for Simon and the team at Lesson Moore, and I can certainly fully recommend them. ”
- Philip (Pinner)

Review from 01 Jan 2018
on FreeIndex

“ I was impressed by Martin Blain's prompt replies to my questions and felt he was keen to provide a personal service unlike some' who after securing your business, never contact you again until the next premium renewal. Martin assured me of his commitment to find the best policy for our company and I feel confident that I can contact him for advice should there be any difficulty or anomaly that may arise during the year. ”

Review from 05 Nov 2015
on FreeIndex